NH Seguros
NH Seguros
Our History

NH Seguros founded New Horizon Insurance Company in 2016, a domestic insurance company domiciled in the state of Texas.

During the following years, New Horizon became licensed as an admitted carrier in the states of California, Arizona, and New Mexico, thus covering all the southern U.S. states bordering Mexico.

In 2018, NH Seguros acquired CAIC Seguros,a well-established cross-border brand and a book of business founded in 1998, and as a result, NH Seguros, consolidatied itself as the leading company in the cross-border insurance market between Mexico and the U.S., insuring more than 6,000 Mexican carriers, which represents over 50% of the commercial vehicles crossing between both countries.

Following the acquisition, NH Seguros CAIC continued to strengthen its position as the company with the greatest brand presence in the sector and established its leadership position, always enhanced by the most advanced technology in the industry.

In 2025, NH Seguros signed a strategic cooperation agreement with Quálitas and became its commercial partner to address the U.S. coverage needs of all its insured carriers with cross-border operations.

NH Seguros has constantly evolved, offering various innovative solutions to meet its clients’ cross-border insurance needs. Today, NH Seguros is the company with the strongest financial standing in the sector and offers its products through the widest agent network in Mexico.

Experience
Our team has the most experience in the industry, having worked in cross-border vehicle risk management for over 25 years.
Our greatest strength lies in our ability to continually learn and apply that knowledge to improve our processes and products. Experience makes the difference. The combined experience of NH Seguros and CAIC gives us the leadership, authority, and expertise necessary in a constantly evolving market.NH Seguros’ recent partnership with Quálitas will further broaden our agent network and brand recognition in Mexico.
Commitment and Values
Our commitment is clear—and it’s to you: to provide peace of mind when driving in the U.S. through the best service and strongest support.
In today’s world, offering customizable protection options is essential.
That’s why NH Seguros CAIC offers coverage choices tailored to your specific needs, provides service in your language, and makes our policy documents available in both Spanish and English.
AM Best Rating
NH Seguros is the only provider in the market offering the necessary programs to ensure clients and partners enjoy the peace of mind that comes with financial stability.
AM Best—the world’s largest credit rating agency focused on the insurance industry—has issued the following ratings for our two cross-border insurance programs:
NHIC Seguros USA: “A-” (Excellent) and financial size category “VI”
CAIC Seguros USA: “A” (Excellent) and financial size category “X”
NH Seguros and CAIC Seguros, your trusted insurer
Reinsurance
We know how important it is to offer the guarantee of financial strength and stability. That's why our cross-border insurance program is backed by leading global reinsurers authorized to do business in the USA, with surplus of $5 billion USD.
Career Opportunities
Recruitment & Hiring
We seek top talent through interviews and selection.
Employee Relations
Managing internal relations, resolving conflicts, and fostering a positive workplace culture.
  • Compensation & Benefits

    Competitive salaries, savings fund, medical insurance, etc.

  • Training & Career Development

    Onboarding and long-term career growth programs.

  • Performance Management

    Tracking productivity and ensuring professional growth.